As on date of publishing, this report will capture the impact assessment of COVID-19 on this market and the same will be considered in our market forecast model. Clients purchasing this report between April and June 2020 will be getting a ‘free’ updated market data excel sheet between July and September 2020 accounting for the impact of COVID-19 on the market in the current year 2020 and forecast.

 

India loan against property market is anticipated to grow at a brisk rate during the forecast period as these types of loans are comparatively cheaper than personal loans. Major factor driving this market is that these loans offer large sums with low rates of interest along with longer tenures for repayment. Loan against property work in favour of borrower’s wishes as the borrower remains the owner of property by law during the loan tenure and is entitled to repay the loan according to his/her financial condition. This factor is also responsible for contributing to the growth of the market. Furthermore, loan against property caters to medical emergencies, education, marriages and other family needs by providing large amount of money. 

 

India loan against property market is segmented based on property type, type of loan, interest rate, source, tenure, region and company. Based on source, the market is further bifurcated into bank and housing finance companies (HFCs). Amongst these, bank segment dominated the market in FY2020 and the trend is likely to continue until FY2026 as they provide lower interest rates along with benefitting the customers with myriad lucrative loan schemes. On the basis of type of loans, the market further fragmented into personal loan, business loan, building & construction loan and others. Amongst these, business loan is expected to dominate the market during the forecast period closely followed by building & construction loan as most of the small and medium sized enterprises demand funds for business and capital purposes.

Some of the market players providing loan against property in India are HDFC Bank Ltd., ICICI Bank Limited, RBL Bank, UCO Bank, South Indian Bank Limited, Indian Bank, Federal Bank, PNB Bank, Indian Overseas Bank, Axis Bank, and SBI Bank. Loan offering services in Indian banks is transparent, convenient, secure and hassle free. They offer various customer focused schemes which enables them to enhance their customer base.

Years considered for this report:

Historical Years: FY2016-FY2019

Base Year: FY2020

Estimated Year: FY2021

Forecast Period: FY2022–FY2026

Objective of the Study:

  • To analyze and estimate the market size of India loan against property market from FY2016 to FY2019.
  • To estimate and forecast the market size of India loan against property market from FY2020 to FY2026 and growth rate until FY2026.
  • To classify and forecast India loan against property market based on property type, type of loan, interest rate, source, tenure, region and company.
  • To identify dominant region or segment in the India loan against property market.
  • To identify drivers and challenges for India loan against property market.
  • To examine competitive developments such as expansions, new product launches, mergers & acquisitions, etc., in India loan against property market.
  • To conduct pricing analysis for India loan against property market.
  • To identify and analyze the profile of leading players operating in India loan against property market.
  • To identify key sustainable strategies adopted by market players in India loan against property market.

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TechSci Research performed both primary as well as exhaustive secondary research for this study. Initially, TechSci Research sourced a list of banks across the country. Subsequently, TechSci Research conducted primary research surveys with the identified companies. While interviewing, the respondents were also enquired about their competitors. Through this technique, TechSci Research could include the banks which could not be identified due to the limitations of secondary research. TechSci Research analyzed the banks, distribution channels and presence of all major players across the country.

TechSci Research calculated the market size of India loan against property market using a bottom-up approach, wherein data for various end-user segments was recorded and forecast for the future years. TechSci Research sourced these values from the industry experts and company representatives and externally validated through analyzing historical data of these product types and applications for getting an appropriate, overall market size. Various secondary sources such as company websites, news articles, press releases, company annual reports, investor presentations and financial reports were also studied by TechSci Research.

Key Target Audience:

  • Loan against property banks, end users and other stakeholders
  • Government bodies such as regulating authorities and policy makers
  • Organizations, forums, and alliances related to loan against property
  • Market research and consulting firms

The study is useful in providing answers to several critical questions that are important for the industry stakeholders such as banks, end users, etc., besides allowing them in strategizing investments and capitalizing on market opportunities.

Report Scope:

In this report, India loan against property market has been segmented into following categories, in addition to the industry trends which have also been detailed below:

  • India Loan Against Property Market, By Property Type:
    • Self-occupied residential property
    • Rented Residential property
    • Commercial property
    • Self-owned plot
  • India Loan Against Property Market, By Type of Loan:
    • Personal Loan
    • Business Loan
    • Building & Construction Loan
    • Others
  • India Loan Against Property Market, By Interest Rate:
    • Fixed Rate
    • Floating Rate
  • India Loan Against Property Market, By Source:
    • Bank
    • Housing Finance Companies (HFCs)
  • India Loan Against Property Market, By Tenure:
    • Upto 5 years
    • 6-10 years
    • 11-24 Years
    • 25-30 Years
  • India Loan Against Property Market, By Region:
    • North
    • East
    • West
    • South

 

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in India loan against property market.

Available Customizations:

With the given market data, TechSci Research offers customizations according to a company’s specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).
India Loan against property market is an upcoming report to be released soon. If you wish an early delivery of this report or want to confirm the date of release, please contact us at sales@techsciresearch.com  

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1.     Product Overview

2.    Research Methodology

3.    Impact of COVID-19 on India Loan Against Property Market

4.    Executive Summary

5.    Voice of Customer

6.    India Loan Against Property Market Outlook

6.1.  Market Size & Forecast

6.1.1.     By Value

6.2.  Market Share & Forecast

6.2.1.     By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot)

6.2.2.     By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others)

6.2.3.     By Interest Rate (Fixed Rate; Floating Rate)

6.2.4.     By Source (Bank & Housing Finance Companies (HFCs))

6.2.5.     By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years)

6.2.6.     By Region (North, East, West, South)

6.2.7.     By Company (FYFY2021)

6.3.  Product Market Map

7.    North India Loan Against Property Market Outlook

7.1.  Market Size & Forecast

7.1.1.     By Value

7.2.  Market Share & Forecast

7.2.1.     By Property Type

7.2.2.     By Interest Rate

7.2.3.     By Source

7.2.4.     By Tenure

7.2.5.     By Top 3 States

8.    East India Loan Against Property Market Outlook

8.1.  Market Size & Forecast

8.1.1.     By Value

8.2.  Market Share & Forecast

8.2.1.     By Property Type

8.2.2.     By Interest Rate

8.2.3.     By Source

8.2.4.     By Tenure

8.2.5.     By Top 3 States

9.    West India Loan Against Property Market Outlook

9.1.  Market Size & Forecast

9.1.1.     By Value

9.2.  Market Share & Forecast

9.2.1.     By Property Type

9.2.2.     By Interest Rate

9.2.3.     By Source

9.2.4.     By Tenure

9.2.5.     By Top 3 States

10.  South India Loan Against Property Market Outlook

10.1.              Market Size & Forecast

10.1.1.  By Value

10.2.              Market Share & Forecast

10.2.1.  By Property Type

10.2.2.  By Interest Rate

10.2.3.  By Source

10.2.4.  By Tenure

10.2.5.  By Top 3 States

11.  Market Dynamics

11.1.              Drivers

11.2.              Challenges

12.  Market Trends & Developments

13.  Policy & Regulatory Landscape

14.  India Economic Profile

15.  Competitive Landscape

15.1.              Competition Outlook

15.2.              Company Profiles

15.2.1.  HDFC Bank Ltd.

15.2.2.  ICICI Bank Limited

15.2.3.  RBL Bank

15.2.4.  UCO Bank

15.2.5.  South Indian Bank Limited

15.2.6.  Indian Bank

15.2.7.  Federal Bank

15.2.8.  PNB Bank

15.2.9.  Indian Overseas Bank

15.2.10.                Axis Bank

15.2.11.                SBI Bank

16.  Strategic Recommendations

17. About Us & Disclaimer

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